Congrats on coming this far! Take a look at our collection of resources below. 

Our Disclosures and Notice of Non-Endorsement

CHAPA Collaborative Seal of Approval

General Resources

MassHousing Homebuyer Counseling Manual

Homebuying Wish List

Check a Professional License

Mortgage Closing Checklist

Mortgage Closing Scams: How to Protect Yourself and Your Closing Funds

Homebuyer's Key Terms Glossary

Budget and Credit

We recommend using online banking tools for tracking, planning, and saving, rather than 3rd party apps.  Many banks are offering mint.com as part of their online banking tools and experience.  Having help with tracking is a game changer.  The biggest part of budgeting is tracking expenses.  Tracking helps us find money to save for maintenance.

Weekly Budget PDF

Monthly Budget PDF

Weekly Budget Spreadsheet

Monthly Budget Spreadsheet

Debt to Income (DTI) Spreadsheet

Request Your Free Credit Reports

Video: Understanding Your Credit

What's in my FICO® Scores?

Fair Housing Resources

Video: Fair Housing Makes Us Stronger: An Overview of the Fair Housing Act

Fair Housing Brochure

Mass Fair Housing Center

How to File a Complaint

Real Estate Settlement Procedures Act (RESPA)

Shopping for a Mortgage

Looking for the Best Mortgage

Mortgage Shopping Worksheet

Shopping for a Mortgage FAQs

Affordable Mortgage Products

Loan Estimate Explainer

Know Before You Owe: Making the mortgage process easier for you

Protect Yourself: Mortgage Closing Scams

Downpayment Assistance, Affordable Homes for Sale, and MA Finance Agencies

Affordable Homeownership Opportunities through Valley Community Development

MassHousing Loans

MyMassHome Downpayment Assistance

Working with a Realtor/Real Estate Agent

Mass.gov Real Estate Brokers and Salespersons Consumer Fact Sheet

Massachusetts Mandatory Real Estate Licensee-Consumer Relationship Disclosure

Working with a Home Inspector

Home Inspectors Consumer Fact Sheet

For Your Protection, Get a Home Inspection

Ten Important Questions to Ask Your Home Inspector

Massachusetts CMR Standards of Practice

Protect Your Family From Lead in Your Home Brochure

Financial Assistance for Deleading

Mold, Moisture and Your Home

Radon

Homeowners Insurance

Video: The i's on Insurance

Home Buyer's Insurance Guide

How to Save Money on your Homeowners Insurance

Working with an Attorney

Review Documents Before Closing

Closing Disclosure Form (PDF)

Closing Disclosure (Interactive)

MassHousing: The Closing Process

Offer to Purchase Real Estate Form

Purchase and Sale Agreement Form

Multi-Family Ownership

Educate yourself before you buy!

8 Things to Consider Before Buying a Two-Family House

Become a Landlord

Support for Landlords

Condo Ownership

What to Know Before Buying a Condo

Owning a Home

Perform seasonal inspections of your home, and fix things while they are small to avoid big trouble later.

Healthy Homes Maintenance Checklist

Post-Purchase Workshops with Valley Community Development

Home Modification Loan Program

Energy Assessments with MassSave

MassHousing Loans for Homeowners (Get the Lead Out, Septic Repair, Home Improvement)

Housing Rehab - Hilltown CDC

Older Adult Home Modification- Community Action Pioneer Valley

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