Homeownership Resources for Homebuyers and Homeowners

We recommend using online banking tools for tracking, planning, and saving, rather than 3^rd party apps. Many banks are offering mint.com as part of their online banking tools. The biggest part of budgeting is tracking expenses, and tracking helps find money to save for maintenance.

Weekly Budget PDF

Weekly Budget Spreadsheet

Monthly Budget PDF

Monthly Budget Spreadsheet

Debt to Income (DTI) Spreadsheet

Request Your Free Credit Reports

Video: Understanding Your Credit

What's in my FICO® Scores?

Cómo Entender los FICO® Scores

Fair Housing Brochure

Video: Fair Housing Makes Us Stronger: An Overview of the Fair Housing Act

Know Your Rights: Understanding and Addressing Appraisal Discrimination

Conozca sus derechos: Comprender y abordar la discriminación en las tasaciones

Mass Fair Housing Center

Report Housing Discrimination to HUD

File a complaint with the MA Attorney General’s Office

File a complaint against an occupational board licensee

File a complaint of discrimination at the MCAD

Real Estate Settlement Procedures Act (RESPA)

Looking for the Best Mortgage

Mortgage Shopping Worksheet

Shopping for a Mortgage FAQs

Affordable Mortgage Products

Loan Estimate Explainer

Know Before You Owe: Making the mortgage process easier for you

Protect Yourself: Mortgage Closing Scams

Know Your Rights: Understanding and Addressing Appraisal Discrimination

Affordable Homeownership Opportunities through Valley Community Development

MassHousing Loans

MyMassHome Downpayment Assistance

Mass.gov: Real Estate Brokers and Salespersons Consumer Fact Sheet

Mass.gov: Hoja informativa para el onsumidor sobre agentes y vendedores de bienes raíces

Massachusetts Mandatory Real Estate Licensee-Consumer Relationship Disclosure

DIVULGACIÓN OBLIGATORIA EN EL ESTADO DE MASSACHUSETTS DE LA RELACIÓN ENTRE EL AGENTE Y EL CONSUMIDOR

Massachusetts Buyer Agency Agreement

Home Inspectors Consumer Fact Sheet

Acerca de las inspecciones de viviendas

Home Inspection Disclosure

For Your Protection, Get a Home Inspection

Ten Important Questions to Ask Your Home Inspector

Massachusetts CMR Standards of Practice

Home Inspection Waivers

Inspecciones de Viviendas Residenciales

Protect Your Family From Lead in Your Home

Proteja a Su Familia Contra el Plomo en el Hogar

Financial Assistance for Deleading

Infórmese sobre la ayuda financiera para la eliminación del plomo.

Mold, Moisture and Your Home

Una breve guía para el moho, la humedad y su hogar

Radon (ENG)

Radón (ESP)

Home Buyer's Insurance Guide

How to Save Money on your Homeowners Insurance

Review Documents Before Closing

Revise los Documentos antes del Cierre

Closing Disclosure Form (PDF)

Declaración de Cierre (PDF)

Closing Disclosure (Interactive)

MassHousing: The Closing Process

Purchase and Sale Agreement Form

Selling your deed restricted home

Venda su casa con restricciones de escritura

Educate yourself before you buy!

8 Things to Consider Before Buying a Two-Family House

Become a Landlord

Conviértete en Propietario

Support for Landlords

Apoyo a los Propietarios Actuales

What to Know Before Buying a Condo

Perform seasonal inspections of your home, and fix things while they are small to avoid big trouble later.

Healthy Homes Maintenance Checklist

Lista de mantenimiento para hogares saludables

Home Modification Loan Program

Energy Assessments with MassSave

Evaluaciones Energéticas con MassSave

Energy Basics - Solar

MassHousing Loans for Homeowners (Get the Lead Out, Septic Repair, Home Improvement)

Préstamos para Propietarios de Vivienda

Housing Rehab - Hilltown CDC

Older Adult Home Modification- Community Action Pioneer Valley

Adaptación de viviendas para adultos mayores- Community Action Pioneer Valley