Homeownership Counseling Form

Disclosure Statement – Acknowledgement

After reading, please sign the acknowledgment at the bottom of this page.

 Valley Community Development’s Sustainable Homeownership Center provides a variety of services, including homeownership services to first-time buyers and homeowners. We provide buyer readiness counseling including financial literacy, budgeting, foreclosure prevention, first-time buyer workshops, post-purchase workshops, and grants for down payment assistance when available.  We market affordable housing units available for sale to income-eligible first-time buyers.    

Valley follows strict rules to protect your confidentiality. The personal data collected including name, street address, email address, and any other personally identifying information is protected by the Privacy Act of 1974. You will never be named in any reports. Your anonymous response may be looked by funders or contractors hired by funders to collect and analyze data, your name or street address will not be reported.  Income, city, state, zip code, family size, and other demographic data will be reported.  Contractors of HUD or any City/State agency are covered by the same Privacy Act requirements to protect your privacy and staff must demonstrate that they have systems in place to protect against data disclosure.

·     Funding Sources Include:

Valley Community Developments’ workshop participants are under no obligation to utilize any of Valley’s services or programs or to purchase or rent property owned by Valley to receive counseling services. You are under no obligation to use the services of any funding source or by any of our business Supporters. Counseling services are free of charge and there are no income restrictions for homeownership or foreclosure prevention counseling to clients, however, it is our goal to serve households at or below 80% of area median income, people of color, and minority households who may be underserved in our community. Valley’s Staff provides a verbal disclosure at the beginning of each class, counseling session and provides a copy via email or in person and encourages participants to shop around.