Are you thinking about buying a house? Are you completely overwhelmed by all the acronyms and loan options? We can help you sort them all out.
Valley offers several different programs for First Time Homebuyers, Homeowners and Foreclosure Prevention:
Individual Counseling
Our individual counseling sessions focus primarily on income, debt, credit, and how best to help you achieve sustainable homeownership.
Grants and Subsidies
Several towns and cities in the area are offering downpayment grant money and/or subsides to help you purchase your first home.
Post-Purchase
Congratulations! You bought a house! Now what? Don’t panic. We can help with that, too. From weatherization to repairs, budgeting to home insurance, we can answer all your questions. We hold a post-purchase workshop twice a year, in the spring and the fall. Join us on Zoom for lots of very useful, helpful advice from professionals in the business.
Foreclosure Prevention
Even the best planning can’t take every emergency into consideration. If you find yourself behind on your mortgage and struggling to pay your bills, come and talk to us. Meet with Donna – she’ll go over your mortgage and help you understand the terms of your loan. Submit this quick form and we will be in touch!