Are you thinking about buying a house? Are you completely overwhelmed by all the acronyms and loan options? Valley CDC can help you sort them all out with our valuable homeowner services.
Valley offers several different services for First-Time Homebuyers, Homeowners, people buying homes in Massachusetts, and people dealing with foreclosure:
Individual Counseling
Our individual counseling sessions focus primarily on income, debt, credit, and how best to help you achieve sustainable homeownership.
Grants and Subsidies
Several towns and cities in the area are offering downpayment grant money and/or subsidies to help you purchase your first home.
Post-Purchase
Congratulations! You bought a house! Now what? Don’t panic. We’re all about affordable housing and education. From weatherization to repairs, budgeting to home insurance, we can answer all your questions. We hold a post-purchase workshop twice a year, in the spring and the fall. Join us for lots of very useful, helpful advice from professionals in the business.
Home Modification Loan Program (HMLP)
Home Modification Loan Program (HMLP) is a state-funded loan program that provides financing to Massachusetts homeowners and small landlords for accessibility renovations to keep a household member with a disability or an older adult in their own home and community. HMLP provides 0% interest loans in amounts between $1,000 and $50,000 to homeowners for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities.
Foreclosure Prevention
Even the best planning can’t take every emergency into consideration. If you find yourself behind on your mortgage and struggling to pay your bills, come and talk to us. Meet with Donna, one of our amazing team members who specializes in homeowner services – she’ll go over your mortgage and help you understand the terms of your loan and your next steps.
Servicios de traducción | Interpretation Services
En estos momentos, Valley no cuenta con ningún empleado hispanohablante. Sin embargo, podemos brindar servicios de interpretación a personas que necesitan asesoría para compradores de vivienda por primera vez, para el Programa de Préstamos para Modificación del Hogar (HMLP), para el proceso después de compra o para ejecución hipotecaria libre de costo. Por favor contáctenos y nos comunicaremos con usted dentro de 3-5 días laborales. Muchas gracias.
Envíenos un correo electrónico a dc@valleycdc.org.
Si desea trabajar con una agencia que tiene un Asesor de propietarios de vivienda que habla español, comuníquese con Way Finders vía 413-233-1600 o escribiendo a housingcenter@wayfinders.org.
At this time, Valley does not have any staff who can speak Spanish. However, we can provide interpretation services to people seeking first-time homebuyer, Home Modification Loan Program (HMLP), post-purchase, or foreclosure counseling at no cost. Please contact us and we will reach back out to you within 3-5 business days. Thank you.
Email us at dc@valleycdc.org.
If you would like to work with an agency who has a Homeownership Counselor who can speak Spanish, reach out to Way Finders by calling 413-233-1600 or emailing housingcenter@wayfinders.org.