Homeownership Program Survey Disclosure Statement - Acknowledgement After reading, please sign the acknowledgment at the bottom of this page. Valley Community Development’s Sustainable Homeownership Center provides a variety of services. We provide first-time homebuyer readiness counseling including financial literacy, budgeting, foreclosure prevention services, first-time homebuyer workshops, and post-purchase workshops. We provide technical assistance to help access down payment assistance when available. Additionally, we market affordable housing units available for sale to income-eligible first-time buyers. Valley Community Development will follow strict rules to protect your confidentiality. The personal data collected below including name, street address, email address, and any other personally identifiable information is protected by the Privacy Act. You will never be named in any reports. Your responses may be looked at individually by the funding source, or contractors hired by the funding source to collect and analyze data, your name or street address will not be reported. Income, city, state, zip code, family size, and other demographic data will be reported. Contractors of HUD/DHCD or any City/State agency are covered by the same Privacy Act requirements to protect your privacy and staff must demonstrate that they have systems in place to protect against data disclosure. Funding Sources Include:Massachusetts Department of Housing and Community Development (DHCD)Citizens Housing and Planning Association (CHAPA)Mass Housing Partnership Fund Board (MHP)City of NorthamptonTown of Amherst – Amherst Community Land TrustMA Division of Banks (DOB)Florence BankbankESBPeoplesBankTown of PelhamGreenfield Cooperative BankGreenfield Savings BankCountry BankBerkshire BankPrivate donors through annual fundraising efforts and Community Investment Tax Credits (CITC)Valley Community Development’s workshop/webinar participants are not required to utilize other programs provided by Valley to receive counseling of any type. Counseling services are free of charge and there are no income restrictions for homeownership or foreclosure prevention counseling to Hampshire County Residents; however, it is our goal to serve households at or below 80% of area median income, people of color, and minority households who may be underserved in our community. You are under no obligation to utilize any of Valley CDC’s services or programs or to purchase or rent property owned by Valley CDC in order to receive counseling services. You are under no obligation to utilize the services provided by any of Valley’s funding sources or by any of our business partners. A list of funding sources is included in each participant's workshop materials. Valley provides written and verbal disclosures at the beginning of each class and encourages participants to shop around. Ok By entering your initials and checking the box above, you acknowledge that you have read the above disclosure Contact Details First Name Last Name Phone Email Address Line 1 Address Line 2 City StatePlease select... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Puerto Rico Virgin Island Northern Mariana Islands Guam American Samoa Palau Zip Code What is your combined household gross annual salary? How many people live in your household?Please select... 1 2 3 4 5 6 7 8 More than 8 What class did you take with us?First-Time Homebuyers Webinar SeriesPost-Purchase Education for new homeownersFrameworks Online CourseRoad HomeOther What other class did you take with us? Are you pre-approved, or do you have a mortgage?YesNoI don't know What type of mortgage do you have?Please select... MHP One Mortgage Conventional FHA USDA Adjustable Rate (ARM) I don't know When did you take the class? MonthPlease select... January February March April May June July August September October November December YearPlease select... 2023 2022 2021 2020 2019 2018 2017 2016 2015 Earlier than 2015 Have you purchased a home since taking a class with us?YesNoI am still in the process of buying a home What month and year did you purchase your home? Month of purchasePlease select... January February March April May June July August September October November December Year of purchasePlease select... 2023 2022 2021 2020 2019 2018 2017 2016 2015 Before 2015 How much is your mortgage payment? If you were renting prior to purchasing your home, how much did you pay for your monthly rent? What's keeping you from buying? What barriers have you encountered? Are you saving for a home purchase?YesNoOther financial burdens make it difficult for me to saveI have saved enough money to meet my goals for a home purchase If you are renting, how much does your rent cost per month? Where do you ideally want to buy your home? Are you interested in our Post-Purchase workshop? We can email you information about our upcoming session scheduled for September 23, 2023. YesNo Would you like a homeownership counselor to contact you for further assistance?PhoneEmailNo thank you Do you have any other comments for us? Please indicate which mailing lists you'd like to subscribe to: Monthly Newsletter Homeownership Program Information Small Business Assistance Information Affordable Housing News Contact Information Contact us